Critical Thinking Assignment Essay

Common Humanism with respect to the topic of starting point, appears to lean toward the assurance â€Å"that matter has consistently existed and given sufficient opportunity and possibility, the final product is the thing that you see around you today.† (Weider, Gutierrez 64). There is an absence of proof that God exists and man is seen rather as a machine, having no power over their reality and once man’s life has reached a conclusion, this machine closes (65). Humanists answer inquiries of personality by accepting that, â€Å"mankind is a result of developmental forces† (66). Humankind is seen as a progressively refined creature, anyway humanity isn't of higher caliber over the set of all animals. The responses to the topic of significance or reason for existing is, best case scenario, replied based on their significance (68). It is up to that person to give any evident advantage to their life, by having an effect in their life (69). Through this, they can make an understood and sure effect in another people life. Be that as it may, since â€Å"man is a machine and at last not in charge of what occurs, life can't have any genuine worth or significance.† (69). Profound quality and morals asks what is ethically and morally right versus wrong and how an individual should live, at that point God must exist to convey what is good and bad (71). That being in this way, mainstream humanism doesn't have confidence in a God, and nor does He exist. Mainstream Humanists accept that there is no â€Å"absolute truth†, and depends vigorously on the way that â€Å"truth is reliant upon the individual or society and is liable to change† (71). Common Humanism isn't stressed over the subject of predetermination. When an individual has passed on, the only thing that is important is the thing that they did on this planet and having any kind of effect in another person’s life (73). The Biblical/Christian perspective, in contrast with mainstream humanism on the topic of birthplace, is through belief in higher powers. (65). Through God, and under one God, everything exists. While the common humanist has no confidence in God and man has no control a lot of like a machine, belief in higher powers trusts â€Å"God is the principal cause, the response to why there is some different option from nothing† (65). The topic of personality through mainstream humanism believesâ mankind and the set of all animals are of equivalent worth, the Biblical/Christian perspective accepts that humankind is over the creatures, and we are mindful to deal with them (69). While mainstream humanists place man and his motivation through affecting others in their lives, the Biblical/Christian perspective accepts our motivation is having an individual relationship with God and His Son, Jesus Christ (70). While common humanists have no shared concurrence on the topic of profound quality, and reject â€Å"the total truth†, and relies upon our general public, the Biblical/Christian perspective bases ethical quality or morals through â€Å"Special Revelation† (72). The requirement for reclamation must occur as we were totally conceived in transgression, and we must be spared through Jesus Christ (72). Humankind isn't worried about predetermination, through a mainstream humanist conviction. While, the Biblical/Christian perspectives on fate is â€Å"dependent upon a person’s decisions and their own relationship with God† (75). Works Cited Dr.Weider, Lew and Dr. Ben Gutierrez. Consider. 2013. Print.

Billy liar

Billy liar-english Essay Distinguish the fundamental subjects in Billy Liar by concentrating on separates including Billy and his dad. As an executive, by what method may you work with your entertainers to empower them to comprehend and pass on these subjects all the more fully? Billy Liar by Willis Hall and Keith Waterhouse was written in 1959. It was adjusted from the novel composed by Keith Waterhouse. The play Billy Liar is set during the 1950s, a grim, dreary decade, following the Second World War. People groups lives were lackluster and dull; things were highly contrasting. Not many individuals had TV, and most were engaged by the radio. The play Billy Liar is set in an unassuming community, which mirrored the boringness of the time and the way that there was nothing for young people to do. At the time where the play is set, England was poor, this was a discouraging time for its residents. High school culture was non existent in the mid 1950s. There was nothing of the sort as young style or adolescent music. The young people would essentially mirror the style and music that their folks preferred. Adolescents were relied upon to be seen and not heard, they would do precisely what a senior let them know beyond a shadow of a doubt. Noting your folks back was thoroughly not feasible and incomprehensible. Adolescents wouldnt set out to scrutinize their folks, as there would be not kidding results. Young people wore precisely what their folks wore, and tuned in to a similar music as their folks. During the late 1950s came a period of progress. Elvis acquainted Rock and Roll with the adolescents, and this connoted the beginning of the high school revolt. Alongside him, Elvis achieved high school design and young music. This is the point at which the young people previously began gaining out of power. They began to dress distinctively and build up their own style, yet the greater part of all, they began to reply back their folks and question them, and no longer did they satisfy their hopes of being seen and not heard. They would get back home late, and disregard their folks wishes. This was a high school resistance. This all paves the way to an age hole, between Billy Fisher and his dad, Geoffrey Fisher. There is proof of this age hole, from Billys entrance, in Act 1, to Geoffreys exit. One of the principle topics of the play is the age hole and how it mirrors the conflicts of age among Billy and his dad. Billy carries on in the direct inverse manner that his dad might want him to. Billy gets much more opportunity than his dad had at his age and Billy had superior training, and Geoffrey doesnt imagine that Billy acknowledges it. Billy is consistently lying and every now and again takes things that dont have a place with him. Billy is totally untrustworthy and can't be trusted. Billys lying is one of the fundamental driver of the rubbing among Billy and his dad. Geoffrey is exceptionally unfriendly towards Billy. Geoffrey Fisher is a lower working class character, who has a carport business. He is forceful. He is antagonistic and cold towards Billy, and he utilizes the word bleeding a great deal, anyway he possibly will in general use it while tending to Billy. He talks in short sharp sentences, and gives no grace or delicateness, and he lacks the capacity to deal with Billy. He yells visit requests at Billy. Geoffrey is additionally mocking about Billy; for example in Act 1 scene 1 Geoffrey says wheres his wicked lordship at that point? Billy is 19 years of age. He has in any event 3 lady friends and he is a womanizer a guide to show this, is the point at which he says Im not common people, regardless of whether she is. He is a defiant, languid teenager, who fantasizes a ton and causes things to up. Billy needs to make his life all the more energizing and does as such by, persistently lying and fantasizing, Geoffrey truly detests Billy lying, as it baffles him. Billy incites his dad to be forceful, by noting him back with mockery, likewise Billys inhumane demeanor and rehashed mockery, wraps up his dad also. Billy utilizes long sentences and overstates things. In Act 1 scene1 Billy says your hireling maam. This is a genuine case of Billys mockery, and it shows that Billy is wry and impudent at some random chance.

Four things you should know about the FAFSA COLUMBIA UNIVERSITY - SIPA Admissions Blog

Four things you should know about the FAFSA COLUMBIA UNIVERSITY - SIPA Admissions Blog As graduate school deadlines continue to pass and come up, don’t forget to continue planning on how to finance your degree. For applicants applying to the upcoming fall term, who are U.S. citizens or permanent residents, don’t forget to complete the  2020-21 FAFSA. Submitting the FAFSA is free. You do not have to pay to complete the FAFSA, and any website or service offering to do it for you is a scam. You can also complete the FAFSA using the MyStudentAid App. If you’re a U.S. citizen or permanent resident and applying for a SIPA Scholarship, submit the FAFSA by the stated deadline on your admissions application.   To ensure we receive your information, designate Columbia University: School of International and Public Affairs as the recipient by using our school code number: 002707. You should not put your parents’ information when completing this FAFSA. In graduate school students are considered independent when filing the FAFSA application. The information you submit should be your own. For Columbia SIPA, the FAFSA is required to determine eligibility for fellowships and federal aid. For graduate students, federal aid options come in the form of an Unsubsidized Loan, Federal Work Study, and Graduate PLUS Loan. You are not required to accept any federal loans offered. We encourage students to create a financing plan that covers the duration of the program, and to reach out to our Financial Aid team if you want guidance.

Planned Parenthood - Profile

About Planned Parenthood: The term planned parenthood originally applied to practices to control the number of children born to a family. Nurse Margaret Sanger promoted information about birth control methods as a way of dealing with the poverty of families where parents could not provide financially for their growing families and were ignorant of sexual and medical knowledge that could limit the number of their children. About Planned Parenthood Organizations: Today, Planned Parenthood refers to the organizations at local, state, federal and international levels. Planned Parenthood Federation of America (PPFA) is the umbrella group at the national level in the United States, with umbrella affiliates, and the International Planned Parenthood Federation (IPPF) which is based in London unites groups around the world. The focus of Planned Parenthood Federation today is providing reproductive health care, sex education, counseling and information; abortion services, while the most controversial of their programs, is only a small part of the services provided in more than 800 health centers throughout the United States. Origin of Planned Parenthood Federation of America: In 1916, Margaret Sanger founded the first birth control clinic in the United States. In 1921, realizing that the needs for information and services were greater than her clinic could provide, she founded the American Birth Control League, and in 1923, the Birth Control Clinical Research Bureau. Realizing that birth control was a means and not the goal -- family planning was the goal -- the Birth Control Clinical Research Bureau was renamed Planned Parenthood Federation. Key Issues in Planned Parenthood History: Planned Parenthood has evolved to face different issues in womens reproductive services as the political and legal environment has changed. Margaret Sanger was jailed in her time for violation of the Comstock Law. Before the Roe v. Wade Supreme Court decision on abortion, clinics were limited to providing contraceptives and information -- and even those services were limited depending on the states. The Hyde Amendment made it difficult for poor women to obtain abortion by excluding such services from federal health services, and Planned Parenthood looked for alternatives to help poor women -- the initial target audience of Sangers birth control work -- to get needed health services and to manage their family size. Reagan and Bush Years: During the Reagan years, increasing attacks on womens reproductive choices affected Planned Parenthood. The Gag Rule, preventing family planning professionals from giving medical information about abortion, made it more difficult to provide services to women internationally. The attacks -- both through violence by individuals, promoted by anti-abortion organizations, and through legislative limits on abortion and other reproductive services -- challenged clinics and the legislative and lobbying associated organizations. The Bush years (both presidents Bush) included pushes for abstinence-only sex education (despite evidence that such sex education does not significantly cut the rate of teenage or premarital pregnancy) and more limits on reproductive choice including abortion. President Clinton lifted the Gag Rule but President George W. Bush reinstated it. 2004 March on Washington: In 2004, Planned Parenthood played a key role in organizing a pro-choice march on Washington, the March for Womens Lives, held on April 25 of that year. More than one million gathered on the National Mall for that demonstration, with women being a large majority of those demonstrating. Associated Organizations: Planned Parenthood Federation is associated with: Alan Guttmacher Institute, focusing on research and developmentPlanned Parenthood Action Fund (PPAF), a separate organization focusing on legal action and lobbyingInternational Planned Parenthood Federation Planned Parenthood Direction: Planned Parenthood clinics continue to be challenged with threats and actual incidents of terror as well as by attempts to intimidate or physically block women from entering those clinics for any services. Planned Parenthood also works for comprehensive sex education, to help prevent pregnancy through information, opposing abstinence-only programs which do not effectively prevent pregnancy. Planned Parenthood advocates for availability of legal contraceptive drugs or devices, access to abortion services, and ending censorship requirements on medical professionals preventing them from giving medical information to their patients. Those who oppose the availability of abortion or contraceptive services continue to identify Planned Parenthood for defunding efforts, attempts to close clinics through zoning and through protests, and other means. Those who advocate violence as a means of opposing reproductive choice also continue to target Planned Parenthood. Planned Parenthood and Related Elsewhere on the Web Planned Parenthood HistoryPlanned Parenthood Action CenterJohn Salvi, Abortion Clinic Violence, and Catholic Right ConspiracismPlanned Parenthood Plays the Violence CardNARAL Pro-Choice AmericaReligious Coalition for Reproductive Choice

Graduation Speech Being A Junior Class Representative Essay

Blacked Out I can t believe I have a meeting at this time, I thought to myself as I searched for my eye glasses. I headed towards the door and checked the time. It was running close to 7 o’clock in the evening. I had just enough time to make it to the meeting punctually. Besides, the Starbucks that we are all meeting at is only a few blocks away. Mom, I m heading out! I screamed to the other room. Where do you think you re going? My overprotective mom replied. It s getting dark out there! I told you a week ago, mom. I have a Key Club meeting. I have to go. I m one of the officers! Key Club became a major priority to me ever since I landed the position of junior class representative. My responsibilities as a junior class representative were to ensure that all of the juniors in the club were aware of volunteering events, organize who would be volunteering at those events, and inform them of any other activities going on within the club. This meeting would be covering details abo ut future fundraising events, thus it was important for me to attend so that I can pass the information onto the junior members. There is no way you are walking by yourself at this time, my mom scolded. Do you know what could happen to you? I didn t want to call my president on such short notice to tell her I couldn t attend. After putting on my shoes, I decided to go anyway; besides, I knew how to take care of myself. If anyone tried to kidnap me, all I had to do wasShow MoreRelatedCOMM292 Case Studies23202 Words   |  93 Pagesdifficult learning team experience could taint the entire first-year school experience. Although Marshall wanted to help, he was not at all sure how to do so. Perhaps describing the situation to his fellow peer mentors in his second-year elective class on managing teams would draw out some good ideas. In his mind, Marshall could hear himself explain the story: Let me first describe the team members. Essentially, they were all around 26 years of age, athletic, and had professional backgrounds in financeRead MoreSadie Hawkins Day and Valentine Grams18321 Words   |  74 Pagessince Make-A-Wish’s teddy bears looked different from ours and ABC^2 is donating to charity,† revealed Chi- nese Club President Shian Hong. All three clubs allowed the option of sending the valentine grams anonymously. All grams are being delivered today during class. â€Å"I bought a rose for my friend anonymously because I want to surprise her,† said sophomore Jeffrey Hua, just one of the many anonymous senders. According to Shian, almost all customers send anonymously. While some students like to sendRead More The Removal of Prayer from Public Schools Essay4217 Words   |  17 PagesAmendments’ and in violation of ‘the principle of separation between church and state.’†5 Mr. Justice Clark delivered the opinion of the Court: The conclusion follows that in both cases the laws require religious exercises and such exercises are being conducted in direct violation of the rights of the appellees and petitioners†¦The place of religion in our society is an exalted one, achieved through a long tradition of reliance on the home, the church, and the inviolable citadel of the individualRead MoreMulticultural Education in a Pluralistic Society21691 Words   |  87 PagesPowell, 2000 ISBN: 0-536-29978-1 Multicultural Education in a Pluralistic Society, Seventh Edition, by Donna M. Gollnick and Philip C. Chinn. Published by Prentice-Hall/Merrill. Copyright  © 2006 by Pearson Education, Inc. Chapter 2 Class hile he was still in college, Tomas Juarez had decided he wanted to work with children from low-income families. He began his teaching career, however, in a culturally diverse suburban school. The school had been built only a few years before andRead MoreTexas Rangers13480 Words   |  54 Pagesthen briefly in Chicago,he began a systematic first hand inspection of Wright’s buildings.Far from the disappointment experienced by Colin Rowe a year or so later,on much the same tour,Hoesli was both stimulated and excited by what he found.After graduation from the ET H,Hoesli had been greatly impressed by Henrry-Russelll Hicthcock’s Painting Towards Architecture,which set forth a direct relationship between cubism and modern architecture.Such â€Å"grand themes†as Hitchcock had proposed continued toRead MorePaul Smith’s College Capstone Project Handbook11148 Words   |  45 Pagestheories and methods learned, students analyze, synthesize and evaluate information. The Capstone Project provides a representative sample of a student’s work that may be used to assess student learning. Individually, or in small groups, students will work independently on their projects under the supervision of a mentor, who will also participate in the project evaluation. During their junior year, students will take a Capstone Planning seminar which will provide the foundation for their work on the CapstoneRead More65 Successful Harvard Business School Application Essays 2nd Edition 147256 Words   |  190 Pagesmean that the school endors es these views or opinions. ix Acknowledgments A huge credit is owed to five contributors from the Class of 2008 and Class of 2009 who helped source the content, select essays, and write critiques and chapter introductions: Aastha Gurbax and Uma Subramanian from the Class of 2008 and Will Boland, Linda Dempah, and Zachary Surak from the Class of 2009. We thank all the HBSstudents and alumni who kindly shared their personal es... says.We would also like to thank the staffRead MoreA Jerney in to the Deaf World15812 Words   |  64 Pagesoral program and she spent most of her life not being able to sign. She explains that she was deprived of being able to communicate for a good portion of her life because the school was so oral. Henry lost his hearing at the age of 21 so his experience was also very different. He explains that losing his hearing was the best thing that every happened to him. This sums up the whole chapter. It is trying to show the reader different reactions to being deaf, and how deaf people, like everyone else,Read MoreLangston Hughes Research Paper25309 Words   |  102 Pagesthe manager of an electric company and owner of a ranch and mines, Jim expressed contempt for black Americans who continued to submit to segregation and live in poverty. Langston Hughes, 1933 (Library of Congress) Langston was not ashamed of being a black American. He had already written poems celebrating his heritage. He felt connected to the oppressed brown people of the world and hated his father for mistreating his Mexican employees. Witnessing his fathers tyranny made Langston sick enoughRead More_x000C_Introduction to Statistics and Data Analysis355457 Words   |  1422 Pagesto pedagogy and classroom practice, Introduction to Statistics and Data Analysis, Third Edition provides 33 hands-on activities in the text and additional activities in the accompanying instructor resources that can be used in class or assigned to be completed outside of class. In addition, accompanying online materials allow students to assess their understanding and develop a personalized learning plan based on this assessment for each chapter. 5. Use technology for developing conceptual understanding

35 Dumb Things People Say Free Essays

Matt Paradowski 35 Dumb Things People Say Dr. Cullen has been referred to as being the best there is at simplifying the complex issues of diversity in an entertaining and educational manner (MauraCullen. com). We will write a custom essay sample on 35 Dumb Things People Say or any similar topic only for you Order Now As expressed on Dr. Cullen’s website, she has been capturing the minds and hearts of people with dynamic seminars and speaking engagements in the United States, Canada and Australia. She is considered one of the best authorities on leadership and diversity. She also has worked with over 400 organizations with audiences of up to 8,000 people. Dr.Cullen holds a Doctorate in Social Justice and Diversity Education. She has 25 years of experience as a diversity trainer and speaker at over 400 universities and organizations. Maura Cullen is the author of 35 Dumb Things Well-Intended People Say: Surprising Things We Say That Widen the Diversity Gap. She is a higher education student affairs professional and is the founding faculty of the Social Justice Training Institute. (http://www. mauracullen. com). Her Education background includes The University of Massachusetts, Amherst, Springfield College and Bridgewater State College. http://www. linkedin. com/in/mauracullen). The audience I believe Dr. Cullen is trying to reach is everyone in general, but many of the sayings that deal with race are geared more towards white people. When reading â€Å"The 35 Dumb Things Well-Intended People Say† it seems that she was referring to everybody. I am pretty sure just about everyone has said at least one of the sayings at least once in their life. Out of the 35 sayings listed I have said 10 of them many times in my life. The book basically says to the intended audience to think before you speak.Some people could take the book as telling you to more politically correct. After reading over this chapter to me Dr. Maura Cullen seems to be an upper class Republican who is too busy worrying about what everyone thinks or says. She seems to want everything to be very socially and politically correct. In the real world life will never be like this. Sometimes while reading this chapter of her book I thought she thinks she is better than everyone else. If people didn’t say these things sometimes the world would be bland and everyone would act the same having no feeling or thoughts of their own.Who is she to say these things are dumb to say. I am not saying she is not smart but I am saying people need some of these sayings in their life and that yes some may be considered dumb but some are also very relevant. I really don’t think that everyone is going to think that this is offensive or that the person saying it is an idiot or dumb. In today’s day and age I don’t think people really care if they offend another person. I really never thought about or noticed if any of the sayings in this book were offensive or not.Will I try to stop saying the ones that I think are offensive? Sure I will but I have been saying them for so long or have heard people saying them that it is going to be extremely hard to change. While reading this chapter, I saw some things people say that I think are pretty damn funny. For example # 30 states, â€Å"That’s so gay/queer or that’s so retarded† (Cullen pg. 103). Anyone with some sort of common sense would know when people say this they are not talking about homosexuals or mentally handicapped people. Anyone with an ounce of intelligence would know this.When people say, â€Å"that is so gay† or, â€Å"that is so queer† they are actually saying whatever they are talking about is dumb or stupid. The same goes for the saying, â€Å"that is so retarded. † Personally I say these things a lot. I don’t mean anything bad by saying it. It is just that I have grown up saying it and do not think it is offensive. Like I said before anyone with an ounce of intelligence would know the true intention of saying, â€Å"That is so gay† or â€Å"That is so queer†. An example of a saying I think has some relevance is number 16 â€Å"I never owned slaves. (Cullen pg. 83) This is one of the saying I think is geared only toward white people. I think it is relevant because of the amount of reverse racism in the world today. Many black people still complain about â€Å"The Man† or white people. The black people that complain about white people usually say that the white man is holding them back. In all honesty the only holding them back is themselves and their lack of drive, determination and hard work. So white people started saying â€Å"I never owned slaves† so don’t complain to me about your short comings.If anyone is discriminated against it is white people. The reason I say that is because of affirmative action. Why should someone get a job over a more qualified applicant solely based on the color of their skin and that the employer doesn’t have enough of that race working for them. Finally that last quote I thought had some relevance at least in my life is number 20 calling women â€Å"Girls, Honey, Sweetie Pie,† or other familiar terms. (Cullen pg. 87) I used this statement all the time. I use it in the way Dr.Cullen says it is intended for which is to make a connection or attempting to make an environment more casual or friendly. (Cullen Pg. 87) I do not see it as sexist or condescending. I do not think it is disrespectful either. I say this because when a man calls his significant other sweetie pie or honey they definitely are not trying to be sexist. I know for sure they definitely are not being condescending either. The thing is women say things like this also it is just men do not think it is sexist or condescending.Out of all the women I may have called sweetie pie or honey in my life I have never had anyone get upset behind my back or to my face about it. People who are not so uptight or stuck on themselves will not think it is sexist or condescending either. I do not think people need to watch what they say from now on. I believe that more people need to loosen up and accept life as it comes to them. Is it really worth complaining about these sayings? I for one think it is â€Å"retarded or gay† to complain and worry about all this crap.I have been through many thing in my life one of which was a near death experience. Life is too short to try and do everything the proper or â€Å"right† way. Sure some of the 35 saying could be a little on the rude side but hey no one is perfect, right? People have been saying these things and will continue to say these things until the end of time. Some things may change in time but not all. Weather it is rude, sexist or condescending it is all in the eye of the beholder. If we could all just except each other as they are then these sayings would be irrelevant anyways.I enjoyed reading this chapter of Dr. Cullens book but sometimes it made me angry after reading her best bets sections. Sure she has a doctorate but her best bet situations will not always be correct.Works Cited Dr. Maura J Cullen Diversity Taking Adversity out of Diversity. 2010. 29 Nov. 2010. . Dr. Maura Cullen Diversity Training Coaching Professional. 2008. 29 Nov. 2010. http://www. linkedin. com/in/mauracullen  Cullen, Maura. Morgan James Publishing. New York: Garden City, 2008. Print. How to cite 35 Dumb Things People Say, Essays

New Moscow Philosophy Review Essay Example

New Moscow Philosophy Review Paper Essay on New Moscow Philosophy It is believed that the literature is a reflection of life. Oscar Wilde expressed the opposite opinion: he thought that literature often affects the lives of more than life to literature. Tale of Vyacheslav Petsuha little about it  «New Moscow Philosophy V. Petsuha -. One of the most interesting works of this, in my opinion, somewhat underrated author The basis for the creation of the story, apparently served as a novel. FM Dostoevskys Crime and Punishment. Action moved from St. Petersburg to Moscow, from the XIX century to the end of XX. Begins and ends with the product in a communal apartment, literally overpopulated by philosophers, each of which is whether the Wisdom-pharmacologist Belotsvetov dreaming cure humanity from the accursed questions using the tablets, or who studied for several years at the Philosophical Faculty of Moscow State University janitor Chinarikov, or putting on an experiment (not moral, not philosophical, but only optical) Mitya ninth-beginning (also speaking the name) We will write a custom essay sample on New Moscow Philosophy Review specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on New Moscow Philosophy Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on New Moscow Philosophy Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer and constantly argue about the life (to get a room in a communal apartment old woman Pumpyanskaya, who died under mysterious circumstances), and of being: the meaninglessness of good and evil, of transcendence, of the role played by literature in society, whether it be primary in relation to life, and, of course, about crime and punishment the story is read with interest, because all the time compares its characters with characters created by Dostoevsky, in doing so, of course, clear that Petsuh plays with the reader, palming his false truths that immediately refuted. I remember how impressed I was first of meaning derivation: In the process of moral development of mankind literature devoted even some p ode genetic significance because literature is the spiritual experience of mankind in a concentrated form and, therefore, it is substantially additive to the genetic code of a rational being, in addition to literature, a person does not a person can do. I remember how impressed and went quoted, and then remembered that Mitya Crime and Punishment is not read, and laughed at him, but it was this story in Petsuha noted and remembered always advise my students.

Court Observation Essay Example

Court Observation Essay Example Court Observation Essay Court Observation Essay Court observation The courts have the function of giving the public a chance to present themselves whether to prosecute or defend themselves if any disputes against them rises. It is known to everyone that a court is a place where disputes can be settled while using the right and proper procedures. The court is also the place where a just, fair and unbiased trial can be heard so that it would not cause any disadvantage to either of the party involved in the dispute. The parties are given a chance to represent themselves or to choose to have a legal representative ,which is mostly preferred by many. In the Session Court that I attended, the physical appearance of the court is similar to other courts. The judge sits in the centre and in the presence of everyone at the front. The Interpreter sits in front of the judge with the Bar Table placed directly in front of the interpreter. On the right hand side of the Bar Table is the Witness box and the defendant sits directly at the back of Bar Table. A police officer is placed on the left side of the defendant to guard the public and those present in the court. There is a divider between where the public sits with those involved with the legal proceedings. Everyone entering the courtroom will have to bow the judge as a sign of respect to the judge before they proceed to their respective seats. The role of the interpreter is to make sure the witness reads the oath before testifying in the case. In the case that I attended, both the plaintiff and defendant were represented by their respective lawyers. As I only had the opportunity to witness the defendant’s lawyer to prove his version of the case, as to call witness and asking questions. I felt that he wasn’t effective when presenting his case as he fumbled with his words a lot and was not questions most of time to the defendant. This shows that the counsel is unable to present himself well enough to communicate his facts to the witnesses. I also felt that counsel has not done a good job and would very unlikely be able to catch the attention of the judge. In Malaysia Judiciary System, the Adversarial System is practiced, where the two parties involved in the dispute I given the chance to present and prove their version of facts and disprove the version of the other side. Am impartial judge listens to the evidence and makes a decision as to which side is guilty. In this case will determine the question of fact where else the jury determines the questions of fact. However, the Adversarial System in Malaysia is practiced without a jury due to constraints and other disadvantages of empanelling juries. Thus, in this system, the judge role is to determine the Questions of Law as well as the Questions of Facts. He or she is also to ensure that the Rules Of THE case without interruption unless she is asked questions by the counsels. I unfortunately only had a little time to witness the proceedings, so I only got to see the calling witnesses to present evidence according to the Rules of Evidence. So far, the type of evidence produce is not hearsay evidence but direct oral evidence where the witness told the court what he saw. The lawyers and the judge then record the evidence presented. The proceedings of the hearing were formal where the Rules of Procedures is carried out. The judge is to ensure the existence of theses rules in every hearing. Silence is to be kept in the courtroom and the public is not supposed to speak and hand phones are to also be switched off to avoid any disruption in the court room.. Everybody attending before the judge is required to now to the judge when he or she walks in or out if the court as a sign of respect. The judge is addressed as Yang Arif in the Sessions court and the lawyers and the judge have to follow the dress code of wearing black and white during the court proceeding. In my opinion,the court did quite well in dealing fairly and equally with all that came before it. The defendant was givien the chance to be represented by his lawyer and the plaintiff was given the chance to be represented by its lawyer as well. The lawyer did their duty to try to prove their versions of facts and try to disprove the opposing party in order to won the case. The lawyers were given the chance to cross-examine witness who is called by the respective lawyers.

What You Can Learn From Einstein and His Failures [Infographic]

What You Can Learn From Einstein and His Failures [Infographic] Life doesn’t always go as smoothly as you plan. And while it sometimes may seem you’re the only one who struggles, that’s far from the truth. People in powerful positions with successful lives and oodles of respect are not always born as golden children with the smarts, savvy, wealth, and instinct to be on top. Take the one and only Albert Einstein- the founder of relativity, everyone’s go-to example of a bona fide genius. His journey to leaving an indelible mark on the world was far from smooth and easy!Follow the path of his life below (as seen on LifeHack) to see the twists and turns it took (from starting out with learning struggles and being called lazy, to being the mind of the century). Maybe seeing how even Einstein’s  professional life was not without its bumps will inspire you to keep your head in the game and your eye on the prize, no matter what happens.

Characteristics of Servant Leadership Essay Example | Topics and Well Written Essays - 750 words

Characteristics of Servant Leadership - Essay Example There are distinctly identified characteristics of servant leaders which influence the behavior of individuals, groups and organizations as they make a profound impact to the society in general. This essay would identify two servant leadership characteristics and proffer how these characteristics are used along with collaboration to influence various individuals and groups. In addition, the areas that leaders could focus on, personally, and through their organizations, would be identified to make an impact and improve society. Larry C. Spears, Chief Executive Officer of The Greenleaf Center for Servant-Leadership, has identified ten (10) characteristics of effective, caring leaders. Spears (2006, 2) averred that â€Å"servant-leadership seeks to involve others in decision making, is strongly based in ethical and caring behavior, and it enhances the personal growth of workers while improving the caring and quality of organizational life.† Thereby, he identified the ten characteristics of servant leaders as skills in (1) listening, (2) empathy, (3) healing, (4) awareness, (5) persuasion, (6) conceptualization, (7) foresight, (8) stewardship, (9) commitment to the growth of people, and (10) building community. These characteristics were confirmed in another discourse written by De Graaf, Tilley & Neal (2001, 1) A servant leader characteristic that is critical and relevant in influencing individual members, groups, organizations as they move to impact society in general, is efficient and effective listening skills. A servant leader has genuine interest to determine the needs, feelings, will, and messages of his followers through intent listening. Through listening, the servant leader determines and absorbs the innermost thoughts of his constituents. Since his objective is to solicit active involvement and participation of his followers in decision making processes, listening enables the servant leader to collect inputs from his followers

Income tax accounting Essay Example | Topics and Well Written Essays - 500 words

Income tax accounting - Essay Example is under 19 years old at the end of the year for which the claimant is claiming for the EITC or under 24 years old at the end of the year for which the claimant is claiming for the EITC or any age and permanently and totally disabled; and The Child Tax Credit is a separate credit from the EITC. The Child Tax Credit is a nonrefundable credit and has a limit of $1,000 per qualifying child. The actual amount of Child Tax Credit is determined based on the income. The amount of Child Tax Credit is smaller if the adjusted gross income is more than: $110,000 and the filing status is married filing jointly, $75,000 and the filing status is single, head of household, or qualifying widow(er), or $55,000 and the filing status is married filing separately (Internal Revenue Service, 2004). In addition, the Child Tax Credit is basically limited by the amount of the income tax the parent owes as well as any alternative minimum tax the parent owes (Internal Revenue Service, 2006). Parents who qualify for the Child Tax Credit may also qualify for the Additional Child Tax Credit. The Additional Child Tax Credit is a refundable credit and may give the parent a refund even if the parent does not owe any tax. The credit is for certain parents who receive less than the full amount of the Child Tax Credit (Internal Revenue Service, 2004).

Food Supplies: Purchasing, Receipts and Storage

Food Supplies: Purchasing, Receipts and Storage The purchase, receipt and storage of food Choosing a supplier It is essential to purchase food from approved suppliers who have demonstrated a commitment to high standards of food hygiene Controls to minimize hazards from supplies/suppliers Select the least hazardous materials/ingredients e.g. pasteurized egg and ready-prepared vegetables. Specify the standard and quality of product required including the delivery temperature. Branded products usually preferable. Delivery and unloading of food The main hazards associated with deliveries are contaminated food and the multiplication of bacteria as a result of prolonged delays after unloading and before refrigeration. Unsatisfactory delivery vehicles or drivers or drivers may indicate unsatisfactory deliveries. High-risk food should be delivered below 5?, frozen food at-18?. Controls All food should be inspected before placing in storage. Deliveries should be checked for freshness, temperature, colour, odour, contamination, infestations and satisfactory packaging and labeling. Contaminated food from unapproved sources, perishable food above 8?, frozen food above -15?, food with evidence of pest activity and food which is not covered or in damaged packaging or which is out of date is suspect and may need to be rejected. The supervisor and the supplier should usually be notified. As far as practicable, external packaging should not be brought into food preparation areas. A separate deboxing area is recommended. Unloading should be completed as quickly as possible. Staff should be trained to deal with deliveries effectively and to prevent contamination occurring. Records of deliveries should be retained to enable traceability in the event or food poisoning or a food complaint. Safe food storage Correct storage is fundamental to the hygienic operation of any food business. Failure to ensure satisfactory in the event of food poisoning or a food complaint. Safe food storage Correct storage is fundamental to the hygienic operation of any food business. Failure to enable satisfactory storage conditions will result in hazards (contamination and multiplication of bacteria), mould, spoilt food, discoloration, staleness and pest infestation. Dry food stores Rooms used for storage of cereals, dried and canned foods should be suitable for this purpose, vermin-proof and kept clean and tidy. Hazards encountered include soiled delivery trays, pest infestations, damaged and leaking cartons, out-of-date stock, soil from root vegetables and chemical contamination. Controls Keep stores dry, cool, well lit and well ventilated. Effective pest control measures, storage of food at least 15cm above the floor and stock rotation systems are essential. Care with deboxing/opening sacks will avoid foreign body contamination. Food should be stored away from the walls and pipes affected by condensation and on suitable shelves such as tubular stainless steel racks, or in mobile rodent-proof bins. Spillages should be cleared away promptly. If possible, fruit and vegetables should be stored separately from other food. Fruit should be examined regularly as mould spreads rapidly. Vegetables heavily contaminated with soil should be stored below, for example, fruit or lettuce on the vegetable rack. Potatoes should be stored in the dark to prevent sprouting or turning green. A separate store should be used for storing cleaning chemicals. Blown, badly dented, seam-damaged, holed or rusty cans should be rejected. Staff should be trained to store food correctly, to remove spi llages, how to rotate stock and to recognize signs of pests and unfit food. Chilled storage High-risk and perishable foods should be stored under refrigeration to prevent most pathogenic bacteria bacteria from multiplying and to slow down the rate of spoilage. Refrigerators and freezers should be sited in well-ventilated areas away from heat sources, such as oven and the rays of the sun. Operating temperatures and monitoring Refrigerators usually operate between 1? to 4?. The display temperature should be checked every time the fridge is used. It should be recorded at least twice a day. The actual food temperature should be recorded at least weekly and whenever the display temperature is unsatisfactory. temporary rises in display temperatures will occur if doors are left open or a large quantity of food at room temperature are loaded into the fridge, for example, bottles of soft drinks or lemonade. Temperatures should return to normal very quickly and food temperatures must not rise above 8?. Contamination and covering of food Raw food must always be kept apart from high-risk food to prevent contamination of high-risk food with food poisoning bacteria. Separate refrigerators are preferred, although, if in the same unit, the raw food must always be placed at the bottom to avoid contamination. Food should be covered to prevent drying out, cross-contamination and absorption of odour. Care should be take to protect foods such as lettuce, tomatoes and cucumbers from dripping blood. Packing and stock rotation refrigerators must not be overloaded, and food should never be left between products for air circulation. Only perishable foods should be stored in the refrigerator. This includes vacuum packs and pasteurized cans of meat. Stock rotation is essential to avoid spoilage. New stock should be placed behind existing stock to facilitate stock rotation. Open cans of food Opened and part-used cans of food, especially acid food such as fruit, fruit juice or tomatoes, must not be left in the can as this may result in chemical contamination. The unused contents should be emptied into a suitable container, such as a plastic bowl, covered and placed in the refrigerator. Defrosting and cleaning Defrosting and cleaning should be carried out in accordance with the manufacturers instructions. Most units defrost automatically and should be cleaned and disinfected at least weekly. Bicarbonate of soda (one tablespoon to 4.5 litres of water) may be used, but perfumed cleaning agents must not. Food should be placed in another refrigerator whilst the cleaning is being carried out. Staff training All food handlers must receive instruction on the correct use of the refrigerator especially in relation to contamination and temperature control. They should be told not to keep the door open for longer than necessary. Corrective action If the fridge temperature remains too high this may be a result of overloading, e.g. completely blocking a shelf or because the thermostat is too high. Inform your supervisor immediately. If the problem cant be solved, an engineer should be brought in. Food should be placed in an alternative fridge, unless it has been above 8? for more than 4hours, when it should be destroyed. Freezers and frozen food Commercial freezers should operate at -18? or slightly below. At this temperature food will keep for a reasonable time with no bacterial growth. However, spores and dormant

Mis in Microfinance

MANAGEMENT INFORMATION SYSTEM FOR MICROFINANCE| ABSTRACT ICT can be a strategic tool in making Microfinance Institutions (MFIs) more efficient and effective. MFIs can reach more people in a more economic way by implementing the right Management Information System (MIS). While a few MFIs are making good use of technology, the majority are facing difficulties in getting the right solution. Reasons for this include: * Insufficient organizational and human capacity * Unavailability of suitable MIS applications for microfinance * Diversity in business processes and frequent changes in procedures * Risk of failure of the MIS Diversity of geography and language * Unavailability of vendors and their capacity to implement and support IT solutions * High cost of IT solutions for MFIs * Lack of commitment of management and key decision-makers within an MFI * Lack of awareness about the importance of IT The back-office MIS is the backbone of any Information System solution and yet it has not rec eived much attention. MFIs, whether large or small, need to have a strong back-office MIS before attempting to deploy any advanced front-end applications or delivery channels.These would be worthless without having a strong and flexible back-office MIS in place. INTRODUCTION Management information systems (MIS)  have played a key role in the traditional banking sector for years, but microfinance institutions have been much slower to utilize this technology, primarily due to budgeting shortfalls. A  2009 CGAP survey   found that many microfinance institutions lack well-functioning information systems that would enable them to grow into vigorous institutions. Technology was consistently cited as one of the greatest challenges facing MFIs.Over the last several years, however, more and more MFIs have begun implementing information systems, which has the potential to provide several benefits to the industry as a whole and to MFIs in particular; ranging from loan tracking to greater transparency and risk management. Management information systems are essentially applications which enable an institution to better organize its data for the purposes of decision-making, efficiency, and external reporting. Rather than hidden within a pile of manila folders, the data is crisp, up to date, and presented in a compelling and practical form.Benefits include easier cash-flow management and forecasting, timely information regarding portfolio risk, real time performance updates, more efficient accounting procedures, and simplified external reporting. In sum, a good MIS can increase an organization’s efficiency and decrease its operating costs. The biggest hurdle to the utilization of such technologies among MFIs has been the prohibitively high cost of purchase and implementation. The CGAP survey found that a majority of MFIs use either custom-built or off-the-shelf systems to track their portfolios.But a new innovation,  SaaS  (Software as a Service), has been c hanging that. Typically the SaaS software vendor hosts the application on its web servers, which the customer can download on his mobile device or computer terminal on an on-demand basis. This system provides MFIs 24/7 access from anywhere in the world, real time information, data security and automatic backup. With an SaaS system an organization pays monthly â€Å"rent†, or in some cases a variable fee based on usage levels, for access to the software provider’s application.Instead of â€Å"buying† the software and using it in isolation, the purchaser gains access to the provider’s online cloud, and utilize the internet to deposit, organize, and access their information. With this changed cost structure, more and more MFIs have been able to integrate MIS into their organizational structure. SaaS technology is designed to serve international microfinance networks, such as Opportunity International, as well as national MFI branches, such as  Cresa Financ ial Services in India. Accordingly, SaaS services are emerging as the MIS model of choice for microfinance institutions.Difficulties in Adopting MIS A number of MIS solutions are emerging. Currently, there are 56 MIS applications listed on the CGAP website, although more are being used by various organizations that are not publicized. Despite the advances in MIS, practical experience shows that the acquisition of a suitable MIS is not simple. Many MFIs are struggling with their MIS. Some of the reasons for these difficulties are: * Microfinance operations are unique and complex, compared to commercial, retail banking. The Microfinance sector is still evolving and lacks standardization in its procedures, methodologies, customer characteristics, type of transactions and reporting. * There is no of-the-shelf software available that can address the requirements of every MFI. * Those MIS that are available are complex and costly for adoption by MFIs. * MFIs lack human and organizational capacity to develop or select an appropriate MIS. * MFIs operate in remote and difficult areas where communication and power infrastructure do not exist and are therefore constrained from using IT equipment required to run MIS applications.Outlook of MFIs It is evident that the MFIs around the world are diverse in their structure and practices. Following are some of the factors that differentiate MFIs from each other: 1. Type of organization: * NGO * MFI (non-regulate) * Regulated MF Institution * Microfinance banks 2. Type of Products and Services: * Minimalists (those who offer only credit services) * Loans as well as savings services * Full range of products (including loans, deposits, remittance, insurance, leasing and social services) 3. Organizational Structure: * Branch setup (small, medium and large) Staff structure * Departments (cost centre and profit centre) 4. Geography: * Area specific (operations are limited to a small area) * Country specific (operations are spread ov er an entire country) * Global operations (operating in multiple countries) 5. Operational Environment: * Rural areas * Urban areas * Other 6. Processes and procedures: * Models (associations, cooperatives, credit unions, Grameen, etc. ) 7. Regulatory environment 8. Reporting: * Management reporting * Stakeholder reporting * Microfinance networks and peer group reporting Information Systems used by MFIsThe microfinance sector is also quite diverse in its use of information systems. Generally there are the following three types: 1. Manual System Some MFIs still rely on manual systems, which involve maintenance of records in forms and ledgers. Organizations having manual systems are either small micro-credit programs or NGOs. 2. Semi-automated System More than 50% of MFIs are operating in a semi-automated mode. Within this category, the spreadsheet is the common tool being used either in conjunction with a manual system or with an MIS application that does not fulfill the information requirements of the MFI.The majority of non-regulated MFIs have semi-automated systems. 3. Fully Automated System Few MFIs are fortunate enough to have a fully automated and integrated MIS, fulfilling the whole information requirements of the organization. Such systems are existent with banks or regulated MFIs. Disadvantage of manual systems: Some of the disadvantages of manual Information Systems are: * Too laborious and time consuming. * Prone to Errors. * Data manipulation and analysis is very difficult. * Maintenance of large amount of data is almost impossible. * Data and information is not secured. Loosely controlled. * Highly inflexible (addition of new products and change in business processes). Benefits of computerized MIS to Microfinance There is no doubt that â€Å"the right information† at â€Å"the right time† at â€Å"the right place†, is crucial in decision making. Therefore, information and data is considered among the most valuable assets fundam ental to the success of an organization. The primary roles of the MIS are to capture information, create new information, store information, and convey information to the user. The two major objectives of MFIs are Outreach and Sustainability.MIS can add substantial value in achieving both the objectives: * A major advantage of MIS is that it provides easy access to accurate and up-to-date information. For example, loan officers get information on loans that need follow-up, branch managers can monitor daily progress of the branch, and senior management can get a full picture of the portfolio performance and quality. Customers also get quick information on their accounts, payments and balances. * Detailed information is captured on customers and their activities that can then be used to assess client business to assess impact.It is also useful in tracking historical information of clients. * Activities, such as disbursements, repayments, deposits, withdrawals and money transfers are c ompleted faster, better controlled and with minimum opportunity for errors. * Information is produced in user-required formats, which facilitates better understanding, setting priorities, objectives and strategy. * Key performance indicators provide an overview of the organization’s performance, efficiency and effectiveness of business procedures so that timely adjustments can be made. * Use of ICT helps make MFI services more interactive, accessible and transparent. In terms of innovation, ICT provides full flexibility to structure products and services to the needs of its target group. * Efficiency and productivity of staff is increased, as they are able to manage more products, customers, and transactions in less time. Integration and Consolidation With the growth and advancement of the microfinance industry, new innovations are being witnessed. Among these innovations, technology-based delivery channels and mechanisms are creating opportunities as well as intensifying the competitive environment for MFIs.These channels are not only targeted at lowering transaction costs and extending the reach of MFIs to large populations, but are also focused around customer convenience. These technology-based mechanisms enhance efficiency of the MFIs, while posing substantial challenges in managing such technologies. One of the main challenges is that of integration and consolidation. It is essential that the back office MIS has the flexibility to integrate with such systems. The back-office MIS has received little attention within the sector.The general perception is that new technology based delivery systems would easily integrate with the core MIS, whereas in reality it is not that simple. Examples show that MFIs that have adopted such systems without assessment of their core MIS are struggling to integrate these. Because of non-integration, MFIs fall back on electronic spreadsheets or manual procedures to prepare consolidated information. Integration and conso lidation are very important for MFIs and inability to integrate new technological innovations holds them back, making them less rather than more efficient.Back-office MIS â€Å"Starting Point for MFIs† The backbone of any Information System (IS) is the core MIS as it holds the critical data, and manages the information. All other systems are add-ons. A simple core MIS comprises of two parts: I. Database – data structure; an organized set of tables designed to the needs of the business. All data of the organization resides in these tables. ii. Application Software – comprises of the user interface, business processes, procedures, reports and queries. Fig 1: Core MISAdopting an MIS is strategically important for MFIs. They need to undertake a careful and detailed assessment of current and future needs before committing to a particular solution. Much of the system’s flexibility, expandability, and robustness depend on the strength of the backend components. Strong core MIS can deliver cost-effective integration of data, channels and processes, facilitating a single consolidated view of the whole portfolio. Core MIS can provide easy data entry for the backend database, making consolidation easy to achieve.Various studies reveal that a large number of MFIs operate manual systems despite having some kind of MIS in place. One of the reasons the MIS does not cope with the changing needs of the organization is that the backend does not have the right structure. It is important for both the MFIs and microfinance software vendors to concentrate and strengthen the Core MIS. Figure 2 shows a basic structure for the Core MIS for microfinance: Fig2: Core MIS for Microfinance Other Key Deciding Factors for IT SystemsWhile the MIS needs to fulfill the business requirements of the organization, but other factors including appropriate infrastructure and hardware are also important in the success and optimal utilization of information systems. We can c ategorize the components of an information system solution into five areas: 1. Physical Architecture (Electricity/Power & communication infrastructure) Physical architecture consists of basic wires or cables to gateways and powerhouses.Together with buildings, offices, and computers, the architecture provides services of voice, data, image and video transmission while the consistent power supply keeps everything live and running. Every system needs electric power, and if systems are required to communicate, then there must be an appropriate communication infrastructure. Usually MFIs operate in remote and underdeveloped areas where this is lacking. 2. Network Three types of environment setups could be made. i. Standalone Environment; MIS is run on individual PCs and data is stored locally. ii.Local Area Network (LAN); PCs are connected together to create a LAN. The network can be either peer-to-peer or client/server. Desirable is the Client/server network where data is stored and sha red through a server in a secure way. iii. Wide Area Network (WAN); Branch offices and operation units can be connected through a WAN. It requires proper communication infrastructure and involves high cost to establishing a WAN. For online systems WAN is critical. 3. Hardware Type of hardware depends on the network environment. A client-server environment requires server and switch for connecting the workstations / PCs. . Database Generally databases can be categorized as local and client-server. Each category has its own strengths and weaknesses. These details can help MFIs in selecting the appropriate database: i. Local databases there are a number of local databases but the most widely used databases are Microsoft Access, FoxPro, Paradox, and file maker. ii. Client/Server databases iii. Most popular client/server databases also called enterprise databases include; Oracle, DB2, SQL Server, Myself, Sybase, and Informix are some of the commonly used client/server databases: 5. Appli cationA combination of business processes and procedures, user interface, reports and controls operate on top of the backend system. A large variety of software development and report generation tools are available and used to write software applications. Getting the Right Fit MFIs face great challenges in choosing the right system solution that can best fit their business needs. An MIS for microfinance must have the following characteristics: 1. Cost effectiveness: Total ownership and lifetime system operations costs, including hardware, software, network, infrastructure and human resource. . Functionality & flexibility: Fulfill maximum of the current business requirement and flexible enough to incorporate future changes. Capture and generate relevant information on an individual, group, and at a consolidated level. 3. Reliability: Incomplete and unreliable systems are dangerously risky and can hamper the business. Such systems do not produce the right results and are unable to com plete processes to the desired level. Users could be misguided by such systems. 4. Simple to use: Should be user friendly and easy to setup and operate.Activities can be performed in a systematic way and flow. 5. Scalability: System should accommodate changes to products, services and delivery channels. It should grow as the business grows. For example, if the system design is scalable, it can be run on an individual PC, Local Area Network (LAN) or Wide Area Network (WAN). 6. Integration: Combining data from multiple sources is of great importance to microfinance. Integration of branches to get single consolidated picture should be a priority. Challenges faced by MFIs * Microfinance is a rapidly changing industry. Due to the ongoing volution of the industry, MFIs face difficulty in defining business objectives, needs, priorities and limitations for acquisition of an MIS solution. There is lack of standardization within the microfinance sector, and business practices of MFIs differ f rom each other. Consequently, software developers face problems in coming-up with an MIS that can be used by most of the MFIs. Common failures are due to ill defined business process and procedures. * There is a shortage of skilled professionals who can understand technology as well as the microfinance industry, and be able to suggest the right solution.Such professionals can act as a bridge in filling the gap between use of ICT and microfinance operations * Majority of the MFIs do not have the technical capacity and required resources to understand, adopt and implement MIS solutions. * Most MIS solutions are not affordable to the majority of MFIs. * In some cases there is a lack of vision and commitment from the management towards use of technology * Integration is becoming one of the big challenges, as most of the MIS solutions for microfinance are built on weak platforms, thus not being flexible and scalable enough to integrate with emerging technologies and delivery channels.Rec ommendations: * FMFB’s experience of adopting technology suggests that MFIs should invest in relevant technologies after thorough and careful assessment of their requirements. The requirement should be addressed in perspective of current needs and future plans. * So far the core MIS of MFIs has been neglected. MFIs should get their core MIS right before opting for any kind of delivery system. * The software industry needs to do more in developing quality software for microfinance sector. * Capacity within institutions to manage technology is key to successful implementation and operation of its MIS.MFIs should employ skilled IT professionals on their staff. * MFIs must adopt MIS solutions that not only meet their needs but are also manageable by the MFI from all aspects. In some cases small and medium size MFIs go beyond their needs in adopting an MIS that ultimately becomes a drain on their resources. Such systems reduce the organizations overall efficiency and ultimately th eir sustainability. * MFIs can get maximum benefit by investing in technology, and putting in a better MIS solution that works for them. MIS is a strategic investment for MFIs. *Progressive policies that make ICT accessible and affordable to the majority of the population are important for encouraging the use of ICT within microfinance and for the development of the microfinance sector. Conclusion The use of ICT can rightfully be to the strategic advantage of MFIs. Innovations in ICT have transformed traditional approaches to microfinance, facilitating growth and reducing cost. Some of the players have already started getting the benefit by using MIS and similar IT solutions, while the majority of the MFIs have yet to realize the importance of its use to achieve outreach and sustainability.The implementation of the right MIS still remains a big challenge faced by MFIs. Efforts are also made from various corners of the world in overcoming these challenges. CGAP’s Information S ystem Support is a prudent initiative to assist MFIs in getting access to ICT, aligning their MIS and using the appropriate IT solution. One of the realizations is â€Å"first things first† i. e. having an appropriate core MIS first before other systems: keeping in mind the strategic importance of ICT to the microfinance industry, renewed efforts are required from all the stakeholders to overcome the challenges faced by the microfinance industry in taking on IT.References: – Cheryl Frankiewicz and published by CALMEADOW (2003). IT as a Strategic Tool for Microfinance in Africa – ADB Releases (2005). Pakistan Economic Update – Rao, M (2004), Microfinance & ICTs: Exploring Mutual Benefits and Synergy, Orbicom – Firpo, J. (2005), Championing Scale in Microfinance: Technology’s Role in Delivering Accessible Financial Services to the Poor

Expos paper 2 - 1779 Words

Expository Writing Jesse Hoffman October 5, 2014 Puzzle of Identity in Life Every human’s life is like a puzzle: starting from birth to death, all the people and all the experience that we go through will impact our future decisions and will result in a final product of our identity. Just as all the pieces of the puzzle come together to reveal a final product or an image, our past experiences come together to reveal our final product, which is our identity: who we are and what our beliefs are. The effects of past experiences and encounters will reflect the actions and connections of the present. This adventure of finding ones identity by completing the figurative puzzle requires intimate connections and memorable moments that you†¦show more content†¦This is why he prefers being in ‘middle of the ocean’ versus being present in reality and having emotions and feeling connected. So in this case the part of brain designed to defend Seth from mental harm is what causing the harm to him mentally, by disassociating and not allowing hi m to feel connected. Both authors seem to agree to the fact that because of the past trauma the victims prefer being isolated and avoid human emotions. Victims who faced trauma in past, tend to isolate themselves, which deteriorates them inside out, making them unable to form an identity for themselves. Although the victims are attempting to form connection; the defense mechanism of the brain makes them disassociate and unable to be present for the events that occur in their lives. In Stouts essay, she continues on about Seth’s example where he is unable to connect to closest people in his life. Even though he wishes to be at the events in his life, his mind doesn’t allow him to do so, because it sees a threat that exists only in his mind. She quotes Seth, as he describes how he is unable to feel anything during the most intimate moments in his life. He states, â€Å"Most of the time when she and I make love, and I’m not there, she doesn’t know it even t hen†¦ It’s just that well, when I think about it; I realize that, really, I’ve missed most of my own life† (Stout 436). Because of the trauma Seth had faced in past, he is unable to beShow MoreRelatedThe Importance of Event Planning1383 Words   |  6 PagesShanghai Expo 2010 is a good example, proving that planned events have the potential to generate positive outcomes on the local economy, which in turn can improve the social status of the host city, region or country. 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I let them know that it’s okay to be frustrated with a paper that research can be hard, that everyone gets overwhelmed; I’ve been there too, and am still going through it. I give them tips that work for me, and tips that have worked for other people. My students come into my office knowing I’m there to helpRead MoreThe Organizational Structure Of Apple Inc. Essay959 Words   |  4 Pagesconsists of work specialization, departmentalization, chain of command, span of control, centralization and decentralization, formalization, and boundary spanning. I will further discuss each of these elements and how they affect Apple Inc. later in this paper. First, we will take a look at the history of the company. For the past 40 years, Apple has been the world’s leading information technology company, and it has been a brand that has been held loyal by many consumers. On April 1st of 1976, Apple Computer

Essay On Mortal Life - 1129 Words

It was only suppose to be out of curiosity. Nothing more, nothing less... so how did it end up like this? Aomine was used to getting hit on by strangers of the human world. His flawless skin, deep ocean blue eyes, and his elegant moves attracted plenty of attention. He was use to shrugging off the attention. He got plenty of it in Mount Olympus by gods that meant more than these merely humans. However, he found himself attracted to a human with hair red as fire and passionate burning rubies for eyes. It was almost weird, the mortal man almost reminded him of his father Akashi. The stranger was dressed in denim pants and a white T-shirt with a leather jacket loosely hugging his body. A cigarette hung from his mouth, smoke filling up the†¦show more content†¦no one bothered to give me a proper tour of the place. He pouted The man reached up and placed the cigarette between his index and middle finger. Taking a deep inhale of the cancer stick, he then removed it from his lips and used the metal surface of the locker to put out the fire while breathing out the smoke. Aomine could swear that the mortal almost looked like a man eating dragon, which only made the sex god lust after him more. â€Å"What’s your schedule?† The mortal’s voice was deep and husky, soothing Aomine needs temporarily. However, Aomine wasn’t one to embarrass himself. Instead of just handing the human the piece of paper given to him by the school, the bluehead stepped closer than comfort towards the man. His shoulder making contact with the broad chest of the redhead. The heat bearing off of his skin was extremely comforting and Aomine’s mind wandered off thinking about how it would with skin on skin contact. Aomine would’ve let out a satisfying purr if he wasn’t interrupted by a harsh ringing and the sound of students getting out of their classes. Attention was instantly on them as students began to migrate to their lockers. The redhead cleared his throat, getting Aomine’s attention back on him. â€Å"You have the same classes as me, just follow me.† Tossing the cigarette in the trash a couple of feet away, the man turned his broad backShow MoreRelatedMortal Kombat820 Words   |  4 PagesMortal Kombat According to Time magazine, September 27, 1993, violence in video games is on the rise especially with the release of Mortal Kombat. Over 50 million children all over the United States brought this violence into their homes. The parents and other adults of these children finally decided that the video games in the U.S. had gone too far. Mortal Kombat was the first game that brought blood and gore into the video game world. 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In The Iliad, the significance of fate becomes more evident when mortal beings figure out theirRead MoreGod, And The Arguments Of His Existence929 Words   |  4 Pageswe will discuss God, and the arguments of his existence. We will argue weather God is a force for good or not. If God created us, who created him? Could a mortal handle the task of creation? We will cover these topics in further depths. What were the reasons for creating the human race? Why do some people still think that there is no other life out there other than us? Can we be mistaken a vastly more advanced race of alien beings for our creation? Does God exist? Can anyone identify her if she wasRead MoreGender Roles in Sitcoms1543 Words   |  7 Pages(2009). Bewitched (1964–1972) â€Å"A young-looking witch named Samantha meets and marries a mortal named Darrin Stephens. While Samantha pledges to forsake her powers and become a typical suburban housewife, her magical family disapproves of the mixed marriage and frequently interferes in the couples lives. Episodes often begin with Darrin becoming the victim of a spell, the effects of which wreak havoc with mortals such as his boss, clients, parents, and neighbors. By the epilogue, however, Darrin andRead MoreHester Prynne In The Scarlet Letter Essay906 Words   |  4 Pagesexclamations to attack Hester’s character. He claims that Hester is wrongly portrayed as a pure heroine, when in reality, she is burdened by her mortal sin that she refuses to renounce. This burden is evident when the church shuns Hester away to the outskirts of the village; they avoid her in fear of her sinful nature. Because Hester is proud of her mortal sin, which she deliberately committed, both the community and Lawrence belie ve her soul is dead without the church. 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